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Payment Plans

Flexible Payment Options for Affordable Dental Care

Managing the cost of dental treatment can be overwhelming, especially for unexpected or substantial expenses like emergency care, complex treatments, and cosmetic procedures not covered by insurance. At Appin Dental Surgery, we believe that quality dental care should be accessible to all, which is why we offer a range of flexible payment options to suit your needs.

Our payment plans, including Afterpay, Zip Pay, and the National Dental Plan, help alleviate the financial burden by allowing you to pay for your dental work over time. With these options, you can enjoy the benefits of spreading out payments, interest-free terms, and the convenience of choosing a plan that fits your budget.

Whether you require emergency care, specialist treatments, or cosmetic dentistry, our dedicated team is committed to providing exceptional dental care while ensuring affordability and convenience through our flexible payment options.

Affordable Payment Options for Your Dental Treatment

Are you concerned about the cost of dental care? At Appin Dental Surgery, we understand that dental treatments can be a significant factor for many people, particularly when faced with larger or unexpected expenses such as:

  • Treatment for dental emergencies or sudden dental pain
  • Treatment plans for chronic or more complex conditions
  • Specialist procedures
  • Dental implants
  • Services that may not be covered by private health insurance, such as cosmetic dental services

We recognize that each patient’s needs and circumstances are unique. That’s why, at Appin Dental Surgery, we can refer you to a third-party provider who offers convenient payment options. These payment options can help make your dental treatment more affordable and manageable.


Afterpay is a popular payment solution that offers our patients a convenient and flexible way to manage their dental treatment expenses. With Afterpay, you can get the dental care you need today and pay for it over time, without any interest charges.

Pay Over Time, Interest-Free

With Afterpay, you can pay for your dental treatment over a period of six weeks, completely interest-free. This allows for a more flexible and manageable approach to payment, especially when unexpected expenses arise.

No Fees, Smart Spending Limits

Afterpay eliminates additional fees when you pay on time, meaning no establishment fees, monthly account fees, or late payment fees. Moreover, Afterpay’s smart spending limits empower you to stay in control of your budget and effectively manage your expenses.

Easy and Simple Process

Using Afterpay at Appin Dental Surgery is simple and hassle-free. During your dental appointment, you can make the first payment, and the remaining balance will be split into four equal instalments over the following six weeks. Afterpay conveniently sends you reminders to ensure you make your payments on time, without any stress.

Accessible Dental Care for All

Afterpay is particularly beneficial for patients requiring urgent or unexpected dental treatments, such as emergency care, complex procedures, specialist services, or cosmetic dentistry not covered by insurance. With Afterpay, you can receive the necessary treatment promptly without the burden of a lump sum payment upfront. To learn more about Afterpay, visit Buy Now Pay Later with Afterpay.

Terms and Conditions | Afterpay Dentist

Experience worry-free dental treatment at Appin Dental Surgery with the benefits of Afterpay. For the full terms and conditions, please refer to the Terms of Service (afterpay.com)


Zip is a digital payment and financing platform that offers interest-free instalments plans for online and in-store purchases. It allows consumers to make purchases and pay for them over time, dividing the total amount into smaller, manageable instalments. Zip provides two flexible options

Zip Pay | Affordable Solutions for Smaller Treatments

For dental treatments priced up to $1,000, Zip Pay offers a seamless solution. With no time limit on the interest-free period and no establishment fees, you can enjoy the flexibility of minimum repayments as low as $40 per month. Alternatively, you can choose higher repayment amounts to pay off your treatment sooner. There is a monthly fee of $6, which is waived if you have no outstanding balance.

Zip Money | Ideal for Larger Procedures

If you require a more extensive dental procedure priced over $1,000, Zip Money is designed to meet your needs. With a maximum limit of $30,000, you can benefit from an interest-free period of up to six months. The one-off establishment fee ranges from $0 to $299, depending on the treatment cost. Minimum repayments of $40 per month or 3% of the outstanding balance, whichever is greater, provide you with flexibility. Just like Zip Pay, the monthly fee of $6 is waived when you have no outstanding balance.

Simple and Convenient Usage

Both Zip Pay and Zip Money are straightforward and easy to use. You can apply for a Zip account online, and once approved, start using it immediately to pay for your dental treatments at Appin Dental Surgery. This provides a convenient and affordable option for patients who require dental treatment but may not have the means to pay upfront.

Applying for Zip Pay or Zip Money

Applying for Zip Pay or Zip Money is a quick process that can be done online or in-clinic within minutes. The flexible payment options and interest-free period make Zip Pay and Zip Money excellent choices for patients seeking a budget-friendly way to finance their dental treatments.

For More Information | Zip Dentist

If you would like more information about Zip and its benefits for healthcare expenses, you can reach out to Zip directly by visiting their website at Zip Pay & Zip Money | Buy Now Pay Later. They will be able to address any inquiries you may have and provide additional details about the services they offer.

Terms and Conditions

For a comprehensive understanding of the terms and conditions associated with Zip, please refer to Zip Pay T&Cs. It’s essential to review these terms to ensure you are well informed about the payment process and any applicable fees or conditions.

National Dental Plan

The National Dental Plan (NDP) is a groundbreaking partnership between Centaur Software and Humm, one of Australia’s leading payment plan providers.

NDP is committed to ensuring that financial concerns do not prevent you from receiving the dental treatment you need. With NDP, you can take advantage of unique features that set it apart from traditional payment plans.

Flexible Payment Options

NDP offers a unique payment option that allows you to defer the cost of your dental treatment, up to $12,000, and pay it back at your own pace, in conjunction with your existing public or private healthcare coverage. This payment plan is especially beneficial for individuals requiring extensive dental work or those who may not have the means to pay for their treatment upfront.

User-Friendly Application Process

We encourage our patients to explore our payment plans and reach out to us for more information or to set up a plan that suits their budget. Our friendly and experienced staff are always ready to assist you in finding a payment solution that aligns with your unique needs and circumstances.

The National Dental Plan offers a streamlined application process, enabling you to get pre-approved for the payment plan online, through the app, or in-clinic within just 5 minutes. The sign-up process is fast and intuitive, making it easier than ever to manage your dental expenses.

Interest-Free, Always

One of the significant benefits of NDP is that no interest is charged on repayments, regardless of the repayment period’s length. This provides peace of mind, knowing that no additional fees or charges will be incurred for spreading out the treatment’s cost. The repayment plans are highly flexible, allowing you to spread the cost of repayment over terms of up to 24 months. With a maximum monthly fee of $8, you can customize your repayment plan to fit your specific needs and circumstances, effectively managing your dental expenses.

For More Information

If you would like to learn more about NDP and its benefits for healthcare expenses, please call 1800 088 151 or visit National Dental Plan – Australia’s Only No Interest Dental Payment Plan. Their knowledgeable team will be able to address any inquiries you may have and provide additional details about the services they offer.

Payment Plans at Appin Dentist

At Appin Dental Surgery, we understand that affordable and accessible dental care is essential for our patients. That’s why we offer a range of convenient payment plans to ensure that financial concerns do not stand in the way of your oral health.

Contact us at (02) 9068 1369 or conveniently book online